LEGAL

Terms of Service

Last updated: July 7, 2026

These Terms of Service ("Terms") govern your use of Signal Congress ("the Service"), operated by Signal Congress ("we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms.

1. Description of Service

Signal Congress is a financial intelligence platform that aggregates, analyzes, and displays publicly available government disclosure data related to congressional and executive branch financial activity. The Service provides tools for researching congressional trading patterns, corroboration signals, and related legislative context.

2. Data Sources and Public Records

Signal Congress aggregates data exclusively from public government disclosure systems, including:

Congressional Trade Disclosures

Filed under the STOCK Act via House XML feed and Senate efdsearch (efdsearch.senate.gov). Required by 5 U.S.C. App. 4 § 101 et seq.

Executive Branch Financial Disclosures (OGE Form 278-T and 278e)

Filed by executive branch officials pursuant to the Ethics in Government Act of 1978 and published by the U.S. Office of Government Ethics or the filer’s agency ethics office. Coverage includes periodic transaction reports (278-T) and annual, nominee, and termination reports (278e) across cabinet and other executive branch officials. These disclosures report asset holdings and transaction ranges — not precise amounts or exact dates. Signal Congress uses this data to identify overlap between executive branch financial activity and congressional trading activity. The presence of an executive convergence signal does not indicate improper conduct, trading on non-public information, or any violation of law.

Federal Lobbying Disclosures (LDA)

Filed under the Lobbying Disclosure Act of 1995 via the Senate Office of Public Records (lda.senate.gov).

Campaign Finance Records (FEC)

Published by the Federal Election Commission pursuant to the Federal Election Campaign Act. Signal Congress uses aggregate PAC contribution data at the organizational level to identify financial relationships between companies and congressional members. Individual contributor names, addresses, and personal financial information are not displayed and are not retained in our systems beyond what is necessary to compute organizational-level signals.

Federal Contract Awards (USASpending.gov)

Published by the U.S. Treasury Department under the Federal Funding Accountability and Transparency Act.

Contract Solicitations (SAM.gov)

Published by the General Services Administration under the Federal Acquisition Regulation.

Federal Register

Published by the Office of the Federal Register, National Archives and Records Administration.

Corporate Insider Trading Disclosures (SEC EDGAR Form 4)

Filed pursuant to Section 16 of the Securities Exchange Act of 1934 and published by the Securities and Exchange Commission.

Legislative Actions (Congress.gov)

Bill actions and committee activity published by the Library of Congress.

Short-Sale Volume (FINRA)

Daily consolidated short-sale volume data published by the Financial Industry Regulatory Authority.

Regulatory Proceedings (FERC eLibrary)

Docket filings published by the Federal Energy Regulatory Commission.

Signal Congress may add comparable public federal disclosure systems over time. In every case, data displayed by the Service originates in records that federal law requires to be publicly available.

3. Not Investment Advice

Signal Congress does not provide investment advice. All content, signals, scores, and analysis provided by the Service are for informational and research purposes only. Nothing on this platform constitutes a recommendation to buy, sell, or hold any security. The presence of any signal, badge, or score does not constitute an endorsement or recommendation of any trade or investment strategy.

Past performance of any signal type or trading pattern does not guarantee future results. You should consult a licensed financial advisor before making any investment decision.

4. No Allegation of Wrongdoing

Signal Congress surfaces public disclosure data. The display of any corroboration signal, anomaly score, convergence flag, pattern-library signal, or intelligence brief does not constitute an allegation of wrongdoing, insider trading, corruption, or violation of any law. Congressional members, cabinet officials, and corporate executives have legal rights to trade securities subject to applicable disclosure requirements. Signal Congress reports what public filings contain — interpretation is the user's responsibility.

Signals describe sequence and co-occurrence in public records. They never assert causation, intent, or knowledge of non-public information.

5. Subscriptions, API Access, and Billing

Signal Congress offers free and paid subscription tiers. Paid subscriptions are billed monthly via Stripe. You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period. We do not provide refunds for partial billing periods except where required by applicable law.

Developer API and MCP access. Applicable tiers include programmatic access to the Service via the documented developer API and MCP server. API keys and OAuth credentials are issued per account, are confidential, and may not be shared, published, or transferred. Programmatic access is subject to per-minute rate limits and daily request quotas that vary by tier and are enforced automatically; requests exceeding a limit are rejected. We may throttle, suspend, or revoke keys that exceed limits, show signs of abuse, or are used in violation of these Terms. Programmatic access is provided without an uptime guarantee.

We reserve the right to modify pricing with 30 days notice to active subscribers. Continued use of the Service after a price change constitutes acceptance of the new pricing.

6. Acceptable Use

You agree not to: (a) use the Service for any unlawful purpose; (b) scrape, crawl, or systematically extract data from the web application — programmatic access is permitted only through the documented developer API and MCP server, subject to your tier's rate limits and quotas; (c) share API keys or credentials, or attempt to circumvent rate limits, quotas, access controls, or subscription tier restrictions; (d) resell or redistribute Service data without written permission; (e) use the Service to harass, defame, or harm any individual.

We may suspend or terminate accounts or API keys that violate these Terms, with notice where practicable.

7. Intellectual Property

The underlying government disclosure data displayed by Signal Congress is in the public domain. Signal Congress's analytical models, scoring methodologies, software, and original content (including intelligence briefs, blog posts, and documentation) are proprietary and may not be reproduced without permission. The Signal Congress name, logo, and brand are trademarks of Signal Congress.

8. Disclaimers and Limitation of Liability

The Service is provided "as is" without warranties of any kind. We do not warrant that the data displayed is complete, accurate, or up to date — government filings may contain errors, and our ingestion pipeline may have delays or gaps. To the maximum extent permitted by law, Signal Congress shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service.

9. Changes to Terms

We may update these Terms from time to time. Material changes will be communicated to active subscribers via email. Continued use of the Service after changes are posted constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of the State of Colorado, without regard to conflict of law principles.

11. Contact

Questions about these Terms may be directed to: legal@signalcongress.com

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